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Overtime vs New Hire Calculator

When extra work piles up, paying overtime is the quick fix, but at some point another hire is cheaper. This compares the yearly cost of covering the hours with overtime against the fully loaded cost of an added person. It finds the break-even point where hiring starts to win.

Before you start

about a minute, your own figures. Nothing is stored and no sign up is needed.

What you will need. Extra hours needed per week, Current base hourly, New hire base hourly

Your situation

Enter the recurring extra hours and the pay rates. Adjust the cost assumptions to match your business.
hrs/wk
The recurring overload beyond your current team’s regular hours.
$
The staff who would work the overtime.
$
New hires often start a little lower.
Cost assumptions
Overtime over 40 hours a week is federally 1.5x base pay. The soft-cost uplift is optional. Sustained overtime carries real fatigue, error, and turnover costs, and adding even 10% to 25% here often tips a close call toward hiring.

Hire once overtime passes

0hrs/wk
Overtime / year
$0
New hire / year
$0
recommendation

How the costs compare

This is a cost estimate, so calibrate it to your business. The honest comparison depends on your real wage rates, benefits load, hiring cost, and how steady the overload is. Overtime is usually cheaper for short bursts and a new hire wins once the extra hours are steady and near a full role. The pure dollar gap is often close, so the deciding factors tend to be the soft costs of overtime and the spare capacity a hire brings. Confirm overtime against the wage and hour rules that apply to you.
Email yourself this breakdown We send the figures you just produced, with your inputs beside them.

The method

How the overtime vs hire decision works

Overtime is a variable cost. You pay only for the extra hours, but at a premium, federally 1.5 times base pay for hours over 40 in a week. A new hire is a fixed cost. A full salary plus benefits whether the overload is 10 hours or 40, plus a one-time cost to recruit and bring them up to speed. Because one is variable and the other is fixed, there is a break-even point. Below it, overtime is cheaper. Above it, the hire is.

How this is calculated

Finding the break-even

The break-even is the weekly overtime hours at which the yearly overtime bill equals the fully loaded yearly cost of the new hire. Divide the hire’s loaded annual cost by the overtime hourly rate times the weeks you work, and you have it. If a new person costs about 70,000 dollars loaded and overtime runs 42 dollars an hour, the break-even sits near 32 hours a week. Run more overtime than that on a steady basis and the hire pays for itself.

The dollars are only part of it

Sustained overtime carries costs that do not show up on the wage line: fatigue, more errors, burnout, and the turnover that follows. A new hire, by contrast, adds capacity beyond the immediate gap and does not burn out your existing team. The pure cost gap near the break-even is often small, so those factors usually decide a close call. That is why the soft-cost lever is there to test.

When overtime still makes sense

For short, seasonal, or unpredictable spikes, overtime is the right tool. You avoid the fixed cost and the risk of overhiring for work that will not last. The trap is letting temporary overtime quietly become permanent, where it erodes margins and people without anyone deciding to hire.

Carry this into the decision

Compare every overload in one workbook

The in-depth Excel version weighs several overload situations at once, adds a three-year cost view, and gives you a board-ready recommendation with the break-even for each.

Get the Excel version

$39. 30 days. Reply to your receipt or email support@truestephr.com for a full refund. No form or explanation is required, and you keep the files.

Related

More free tools and the notes behind them

This tool estimates from the figures you enter. It is general information rather than legal, tax, or accounting advice, so check the result against your own records before you rely on it.

Use the number

The calculation is the start of the decision.

Keep the result, move the live assumptions into an editable workbook, and put the number to work inside the matched kit.

01 · Calculate

Run the free analysis

Change the inputs until the result reflects the business you actually operate.

02 · Keep and model

Email the breakdown

Use the result form on this page, then carry the assumptions into the editable version.

Get the Excel version →
03 · Decide

Apply it to the live issue

Apply the number inside the matched kit, and add a Setup Session if you want it running on your numbers.

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